Surender Thandalai Natarajan

[2] ai.viXra.org:2508.0008 submitted on 2025-08-03 21:02:58 , (152 unique-IP downloads)

A Novel Algorithmic Framework for Detecting Racial Bias in Automated Lending Decisions: Large-Scale Analysis of HMDA Data

Authors: Rickesh Thandalai Natarajan, Surender Thandalai Natarajan
Category: Digital Signal Processing

[1] ai.viXra.org:2508.0003 submitted on 2025-08-03 04:18:11 , (153 unique-IP downloads)

Persistent Racial Disparities in U.S. Home Mortgage Lending: Evidence of Algorithmic and Systemic Bias from HMDA Data

Authors: Rickesh Thandalai Natarajan, Surender Thandalai Natarajan
Category: Social Science